Free Interactive Tool

City Cost Calculator

Enter your current city and target city to instantly see your real purchasing power difference — salary-adjusted, tax-adjusted, and cost-of-living normalized.

cities tracked

Q1 2026 data

BEA-sourced indices

Instant results

Configure Your Comparison

Move Type

Current City

Target City

Your Current Annual Salary

$95,000/yr

Cities in Our Database

Q1 2026 data — updated quarterly from BEA, Zillow, and BLS sources

Austin, TX

COL Index108.4

State TaxNone

Rent 1BR$1,820

Denver, CO

COL Index106.1

State Tax4.4%

Rent 1BR$1,740

Miami, FL

COL Index118.7

State TaxNone

Rent 1BR$2,840

Nashville, TN

COL Index101.2

State TaxNone

Rent 1BR$1,620

Chicago, IL

COL Index107.1

State Tax4.95%

Rent 1BR$1,980

New York, NY

COL Index187.2

State Tax6.85%

Rent 1BR$3,840

Phoenix, AZ

COL Index98.4

State Tax2.5%

Rent 1BR$1,480

Seattle, WA

COL Index150.1

State TaxNone

Rent 1BR$2,340

Charlotte, NC

COL Index95.8

State Tax4.75%

Rent 1BR$1,540

San Francisco, CA

COL Index194.7

State Tax9.3%

Rent 1BR$3,200

Atlanta, GA

COL Index99.3

State Tax5.49%

Rent 1BR$1,680

Tampa, FL

COL Index96.2

State TaxNone

Rent 1BR$1,720

Data sourced from Bureau of Economic Analysis, Zillow Research, Bureau of Labor Statistics, and SafeStepVoyage proprietary research. Updated Q1 2026.

How the Calculator Works

Methodology, data sources, and limitations

We use each city's Cost of Living Index (COL) relative to the national average (100). Your salary is divided by the ratio of the two cities' COL indices to determine what your current salary would need to be in the target city to maintain the same standard of living. We then factor in state income tax differences to show the after-tax impact.